End-to-End AML Compliance Solutions in UAE

In an increasingly regulated global economy, Anti-Money Laundering (AML) compliance is no longer just a best practice; it’s a legal imperative. The UAE has emerged as a leading jurisdiction in enforcing strict AML regulations, requiring businesses—especially Designated Non-Financial Businesses and Professions (DNFBPs), fintech companies, VASPs, and traditional financial institutions, to implement risk-based AML frameworks aligned with Federal Law No. 20 of 2018, Cabinet Decision No. 10 of 2019, and FATF guidelines. At Finjuris Global, we help you build, refine, and maintain a fully compliant AML ecosystem that not only protects your business from regulatory penalties but also reinforces your reputation with partners, clients, and authorities.

AML compliance is more than ticking boxes—it’s about building a sustainable, risk-conscious business ready to thrive in a regulated world. Finjuris Global equips your organization with the tools, policies, and guidance needed to navigate AML obligations confidently. Whether you're preparing for an audit, launching a high-risk venture, or simply enhancing your internal systems, we ensure your compliance posture is defensible, resilient, and always up to date.

Our Services

Finjuris Global offers end-to-end AML compliance services customized to the needs of businesses operating in the UAE. From initial regulatory scoping and GoAML registration to transaction monitoring, suspicious transaction reporting (STR), policy drafting, and staff training, we provide an integrated compliance solution that covers every stage of your AML lifecycle. Our services are tailored to the type and risk profile of your business, ensuring practical implementation and full regulatory adherence.

Finjuris Global delivers a full-spectrum AML compliance program tailored to your sector and risk profile

goAML Registration & FIA Integration

We guide banks, money services, VASPs, and DNFBPs in registering with the UAE Financial Intelligence Unit’s goAML portal, ensuring seamless channel setup and digital readiness.

AML Policy & Procedures Development

We draft in-depth manuals including KYC/CDD, UBO identification, PEP screening, sanctions, transaction monitoring, STR filing, and record-keeping aligned with CBUAE, DFSA, ADGM, and FATF standards.

Suspicious Transaction Reporting (STR) Framework

Implement systems to detect/red-flag anomalies, define escalation protocols, and file STRs through goAML per Federal Decree-Law No. 20/2018.

Economic & Operational Controls Network (EOCN/Sanctions)

Integrate real-time sanctions screening and trade controls compliant with UAE and international sanction regimes.

Risk-Based Compliance & AML Audits

We conduct independent AML/CFT risk assessments and third-party reviews, strengthening internal controls and governance.

Transaction Monitoring System Integration

Deploy digital tools to continuously monitor for large transfers, structuring, geolocation variance, and trade anomalies.

Employee AML/CFT Training

Deliver tailored training across organizational strata—from frontline staff to executives—covering goAML usage, red flags, UBO, and sanctions.

Governance & Compliance Coaching

Help appoint AML officers, create oversight structures, and optimize reporting lines for accountability.

Continuous Compliance Advisory

We monitor changing regulations, typologies, and sanctions lists—refreshing your policies and systems accordingly.

Mock Audits & Regulatory Readiness

Run sample-driven internal reviews of STRs, documentation, and digital logs to ensure regulator-proof compliance.

We don’t offer cookie-cutter solutions; we build tailored compliance frameworks that are practical, scalable, and inspection-ready. Whether you are a startup or a multinational operating in the UAE, Finjuris Global provides the strategic and operational support to help you meet your AML compliance obligations with confidence and clarity.

Why does it matter?

Failing to meet AML compliance obligations in the UAE can have serious consequences—from fines starting at AED 50,000 to criminal penalties, blacklisting, and business license suspension. Beyond regulatory risk, AML lapses expose companies to reputational damage, banking restrictions, and loss of stakeholder trust. With increased scrutiny from regulators and international bodies, demonstrating AML compliance has become essential for operational continuity, capital flow, and business scalability.

Finjuris Global delivers a full-spectrum AML compliance program tailored to your sector and risk profile:

Critical Regulatory Imperative

UAE law mandates AML compliance across financial institutions and DNFBPs, with obligations including goAML registration, CDD, STR, UBO filings, and sanctions screening .

Severe Penalties for Non-Compliance

Fines range from AED 50,000 to AED 5 million, with risks of license suspension or revocation.

Reputational Protection

Strong AML frameworks build trust with banks, partners, investors, and government stakeholders—any breach can jeopardize credibility and growth.

Mitigation of Financial Crime

Effective detection and reporting mechanisms reduce exposure to money laundering, fraud, terrorist financing, sanctions evasion, and trade-based money laundering.

International Compliance

UAE alignment with FATF and UN sanctions ensures continued access to global financial networks and trade systems .

Banking & Operational Gateway

Banks require compliant AML attestations for account openings, trade finance, and digital asset operations; AML compliance is a prerequisite for bankability.

AML compliance is not a one-time task; it’s a continuous process that reflects your organization’s integrity, risk awareness, and commitment to lawful operations. Finjuris Global helps you stay ahead of evolving compliance expectations, ensuring that your business remains secure, trusted, and regulator-approved at every step.

Why Should You Choose Finjuris Global for Compliances?

At Finjuris Global, we take a holistic and business-oriented approach to AML compliance. Our legal, financial, and operational experts work in tandem to deliver solutions that don’t just meet regulatory standards but also align with your long-term business goals. From crypto exchanges to luxury real estate firms, we’ve helped clients across sectors build compliance infrastructure that’s robust, scalable, and audit-ready.

01.

Comprehensive Approach

From portal registration to policy enforcement and testing, we fully manage AML compliance under one roof.

02.

Sector-Specific Expertise

We specialize in AML for fintech, money services, VASPs, real estate, audit, legal, and precious metals, adjusting to each industry’s risk matrix.

03.

Regulator-Trusted Frameworks

Direct alignment with goAML, FIA, CBUAE, DFSA, ADGM, and MoE ensures fortified compliance strategies.

04.

Digital-First Execution

We deploy modern tools—dashboards, screening platforms, goAML portals—to create data-driven, auditable compliance processes.

05.

Training That Works

Our sessions are scenario-rich, engaging, and contextually relevant, ensuring teams recognize and report suspicious activity effectively.

06.

Transparent Pricing & Support

Fixed cost plans and clear milestone tracking mean no surprises—I and your internal teams stay aligned with deliverables.

Choosing Finjuris means choosing a partner that understands the legal nuances, technological requirements, and practical challenges of AML compliance in the UAE. We don’t just guide, we deliver. With us, your AML program will be accurate, defensible, and seamlessly integrated into your daily operations.

What sets us apart?

Finjuris Global stands out for its deep regulatory knowledge, cross-border structuring experience, and commitment to personalized service. We understand that every business has a unique risk profile, operational footprint, and compliance journey. That’s why our AML compliance solutions are never one-size-fits-all, they’re crafted to reflect your specific needs and industry dynamics.

01.

Fully Integrated Frameworks

We unify policies, sanction screening, STR workflows, and governance into a single, cohesive system, streamlining compliance for regulators and teams alike.

02.

Risk-Driven & Practical

Policies are built with real-world transactions in mind, preventing disruption while delivering operational clarity.

03.

Regulator-Ready Confidence

We present data rooms, digital logs, and mock audit scenarios, enabling confident responses to inquiries and inspections.

04.

Global/Awards Standard Compliance

We blend FATF, ACAMS, and Wolfsberg standards with the UAE’s local regulatory specifics for next-gen program quality.

05.

Sustainable Governance

Our frameworks presuppose periodic reviews, Ongoing training, and proactive compliance evolution to anticipate regulatory shifts.

06.

Measurable Outcomes

We track compliance KPIs—false positive rates, reporting lag times, training metrics, and feed them back to management and audit committees.

From designing digital onboarding SOPs to preparing you for Central Bank or FIU inspections, we handle the complexities so you can focus on growth. Our commitment to accuracy, transparency, and continuous support ensures that your AML framework evolves with your business, keeping you compliant, competitive, and confident in a demanding regulatory environment.

FAQs

Who must comply with AML regulations?

All UAE banks, insurers, money service providers, VASPs, and DNFBPs (e.g., real estate, audit, legal, precious metals dealers) must comply with AML requirements.

What is goAML?

goAML is the UAE Financial Intelligence Authority’s portal for reporting STRs securely and efficiently.

What triggers an STR?

Transactions involving unusual size, pattern, high-risk geographies, PEP involvement, or trade anomalies must be reported promptly.

How quickly must an STR be filed?

FIA expects STRs to be submitted within 24 hours of suspicion or discovery—failure to do so can result in penalties.

Do DNFBPs need AML policies?

Yes. Non-financial entities like real estate brokers, auditors, self-storage, jewelers, and legal services must maintain AML/CFT policies and report suspicious behavior .

What are the consequences of non-compliance?

Fines of AED 50,000–5 million, license withdrawal, director fines, personal liability, and reputational harm.

Can outsourcing help meet these obligations?

Yes. Finjuris can serve as your compliance partner—eliminating burden while the entity retains legal responsibility.

How often should AML training be given?

At least annually for everyone; quarterly or tailored sessions for high-risk roles.

Is sanctions screening mandatory?

Absolutely. Screening must occur at onboarding and transaction stages using real-time, updated global sanction lists.

Will Finjuris support regulator audits?

Yes. We prepare you with mock inspections, evidence packages, and on-call advisory during regulator reviews.

COMPLIANCES

Integrated Defenses. Unmatched Assurance. Trusted Sovereignty.